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Montenegro Tax Information

21% PDV

PDV is 21% standard, 7% for tourism/food. Registration above €30,000. Source: Montenegro Tax Administration.

Financial Advisor Services to Invoice

  • Financial planning
  • Investment advisory
  • Retirement planning
  • Tax planning
  • Estate planning
  • Insurance review
  • Wealth management

Invoice Requirements in Montenegro

PIB number
Business name
Client PIB
Invoice number
PDV breakdown
Total in EUR

Payment Terms

Fee-only: project-based or AUM percentage. Flat retainer for ongoing planning.

Gotovina15 dana30 danaRok

Payment Methods in Montenegro

Bank TransferCredit CardCash

Financial Advisor Invoice Tips

  • Include advisor registration
  • Reference advisory agreement
  • Note AUM if applicable
  • Document planning deliverables
  • Meet compliance requirements

Frequently Asked Questions

What tax rate applies to financial advisor invoices in Montenegro?

Montenegro has 21% PDV. PDV is 21% standard, 7% for tourism/food. Registration above €30,000. Source: Montenegro Tax Administration.

What payment methods are common for financial advisors in Montenegro?

Common payment methods in Montenegro include: Bank Transfer, Credit Card, Cash. Fee-only: project-based or AUM percentage. Flat retainer for ongoing planning.

What should financial advisor invoices include in Montenegro?

Your invoice should include: PIB number, Business name, Client PIB, Invoice number. For financial advisor services specifically, also include: Financial planning, Investment advisory, Retirement planning.

How should financial advisors structure fees?

AUM percentage (0.5-1.5%), flat retainer, hourly, or project-based. Disclose fee structure clearly.

What compliance info should be on invoices?

Advisor registration (CFP, RIA), firm info, and fee disclosure language as required.

What PDV rates apply?

Montenegro has 21% standard VAT and 7% reduced rate for tourism, food, and medicines. Exports zero-rated.