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Ghana Tax Information

15% VAT + levies

VAT is 15% standard plus 2.5% levies. TIN required. GRA registration mandatory.

Freelancer Services to Invoice

  • Hourly consulting
  • Project-based work
  • Retainer agreements
  • Milestone billing
  • Rush/priority fees

Invoice Requirements in Ghana

TIN number
VAT registration
Client TIN
Invoice number
VAT breakdown
Total in GHS

Payment Terms

Net 14 or Net 30 is standard. Consider 25-50% deposits for larger projects.

CashNet 14Net 30COD

Payment Methods in Ghana

Bank TransferMTN Mobile MoneyGCB BankEcobankVodafone Cash

Freelancer Invoice Tips

  • Always use a unique invoice number
  • Clearly state payment terms upfront
  • Include detailed breakdown of work
  • Add late payment fees
  • Keep copies for tax purposes

Frequently Asked Questions

What tax rate applies to freelancer invoices in Ghana?

Ghana has 15% VAT + levies. VAT is 15% standard plus 2.5% levies. TIN required. GRA registration mandatory.

What payment methods are common for freelancers in Ghana?

Common payment methods in Ghana include: Bank Transfer, MTN Mobile Money, GCB Bank, Ecobank, Vodafone Cash. Net 14 or Net 30 is standard. Consider 25-50% deposits for larger projects.

What should freelancer invoices include in Ghana?

Your invoice should include: TIN number, VAT registration, Client TIN, Invoice number. For freelancer services specifically, also include: Hourly consulting, Project-based work, Retainer agreements.

How do I invoice for hourly freelance work?

List each task with hours worked and hourly rate. Include dates and detailed descriptions.

Should I charge a deposit as a freelancer?

Yes, especially for larger projects. A 25-50% deposit protects you from non-payment.

What taxes apply in Ghana?

Ghana has 15% VAT plus additional levies (NHIL 2.5%, GETFund 2.5%) making effective rate around 17.5-20%.