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India Tax Information

0-28% GST

GST rates: 0%, 5%, 12%, 18%, 28%. CGST+SGST for intra-state, IGST for inter-state.

Financial Advisor Services to Invoice

  • Financial planning
  • Investment advisory
  • Retirement planning
  • Tax planning
  • Estate planning
  • Insurance review
  • Wealth management

Invoice Requirements in India

GSTIN
Legal name
Client GSTIN
HSN/SAC codes
CGST/SGST or IGST breakdown
Total in INR

Payment Terms

Fee-only: project-based or AUM percentage. Flat retainer for ongoing planning.

ImmediateNet 15Net 30Against Delivery

Payment Methods in India

UPINEFT/RTGSBank TransferChequePayTM

Financial Advisor Invoice Tips

  • Include advisor registration
  • Reference advisory agreement
  • Note AUM if applicable
  • Document planning deliverables
  • Meet compliance requirements

Frequently Asked Questions

What tax rate applies to financial advisor invoices in India?

India has 0-28% GST. GST rates: 0%, 5%, 12%, 18%, 28%. CGST+SGST for intra-state, IGST for inter-state.

What payment methods are common for financial advisors in India?

Common payment methods in India include: UPI, NEFT/RTGS, Bank Transfer, Cheque, PayTM. Fee-only: project-based or AUM percentage. Flat retainer for ongoing planning.

What should financial advisor invoices include in India?

Your invoice should include: GSTIN, Legal name, Client GSTIN, HSN/SAC codes. For financial advisor services specifically, also include: Financial planning, Investment advisory, Retirement planning.

How should financial advisors structure fees?

AUM percentage (0.5-1.5%), flat retainer, hourly, or project-based. Disclose fee structure clearly.

What compliance info should be on invoices?

Advisor registration (CFP, RIA), firm info, and fee disclosure language as required.

What is GSTIN?

15-digit GST Identification Number. Mandatory above ₹40 lakhs (goods) or ₹20 lakhs (services).