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Sweden Tax Information

25% moms (standard)

Moms is 25% standard, 12% food/hotels, 6% books/transport. F-skatt indicates business status.

Financial Advisor Services to Invoice

  • Financial planning
  • Investment advisory
  • Retirement planning
  • Tax planning
  • Estate planning
  • Insurance review
  • Wealth management

Invoice Requirements in Sweden

Organisationsnummer
F-skatt registration
Client details
Invoice number
Moms breakdown
Total in SEK

Payment Terms

Fee-only: project-based or AUM percentage. Flat retainer for ongoing planning.

Kontant10 dagar30 dagarNetto

Payment Methods in Sweden

BankgiroSwishBank TransferCredit Card

Financial Advisor Invoice Tips

  • Include advisor registration
  • Reference advisory agreement
  • Note AUM if applicable
  • Document planning deliverables
  • Meet compliance requirements

Frequently Asked Questions

What tax rate applies to financial advisor invoices in Sweden?

Sweden has 25% moms (standard). Moms is 25% standard, 12% food/hotels, 6% books/transport. F-skatt indicates business status.

What payment methods are common for financial advisors in Sweden?

Common payment methods in Sweden include: Bankgiro, Swish, Bank Transfer, Credit Card. Fee-only: project-based or AUM percentage. Flat retainer for ongoing planning.

What should financial advisor invoices include in Sweden?

Your invoice should include: Organisationsnummer, F-skatt registration, Client details, Invoice number. For financial advisor services specifically, also include: Financial planning, Investment advisory, Retirement planning.

How should financial advisors structure fees?

AUM percentage (0.5-1.5%), flat retainer, hourly, or project-based. Disclose fee structure clearly.

What compliance info should be on invoices?

Advisor registration (CFP, RIA), firm info, and fee disclosure language as required.

What moms rates apply?

25% standard, 12% for food/hotels, 6% for books/newspapers/transport.