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Panama Tax Information

7% ITBMS

ITBMS is 7% (10% for alcohol/tobacco). No income tax on foreign income. RUC required.

Life Coach Services to Invoice

  • Discovery session
  • Coaching session
  • Intensive day
  • Group coaching
  • Online course
  • Accountability program
  • VIP retainer

Invoice Requirements in Panama

RUC number
DGI registration
Client RUC
Invoice number
ITBMS (7%)
Total in PAB/USD

Payment Terms

Programs paid in full or payment plan. Single sessions paid before booking.

Contado15 días30 díasCrédito

Payment Methods in Panama

Bank TransferBanco GeneralBanistmoCredit CardCash USD

Life Coach Invoice Tips

  • Reference program name
  • Include session dates
  • Note homework/resources
  • Document progress milestones
  • Track package completion

Frequently Asked Questions

What tax rate applies to life coach invoices in Panama?

Panama has 7% ITBMS. ITBMS is 7% (10% for alcohol/tobacco). No income tax on foreign income. RUC required.

What payment methods are common for life coachs in Panama?

Common payment methods in Panama include: Bank Transfer, Banco General, Banistmo, Credit Card, Cash USD. Programs paid in full or payment plan. Single sessions paid before booking.

What should life coach invoices include in Panama?

Your invoice should include: RUC number, DGI registration, Client RUC, Invoice number. For life coach services specifically, also include: Discovery session, Coaching session, Intensive day.

How to price coaching?

Package-based pricing $1,500-10,000+ for 3-6 month programs. Value-based, not hourly.

Should coaches offer single sessions?

Packages preferred for commitment. Offer single session as intro or premium option.

What is Panama's ITBMS rate?

Panama applies 7% ITBMS on most goods and services. Higher rates for alcohol, tobacco, hotels. Exports exempt.